Author Archives: Ket Garden

by | September 4, 2014 · 1:10 pm

Fan Fund is the new business on YouTube

You have seen it many times on different web sites; Donate. Donate. Donate. I don`t like that word. It sounds like a charity situation. Google is a great company and they are the owner of YouTube. So far YouTube has been a site you can use for free.

YouTube-logo-full_color

YouTube will still be free for the customers, but now it`s going to be business. After last months VidCon, YouTube released their new idea called Fan Fund, wich is open only for a few to test out the new program.

People around the world will start to earn money on their (sometimes) crazy and wild videos. People who watch the videos can transfer money to the YouTuber they like, because they want them to earn money and keep on doing what they are doing.

It will be shown a small icon in the top left corner of the creators video. You can hover over the icon, and the banner will pop up, asking you to support the content creator of the video. YouTube will take a small donation and in the U.S this amounts to 21 cents plus 5 percent of the total amount.

You have probably paid some books online from your favorite author, or a song from your favorite band and you might thing that this is actually the same thing. But it`s not. This is voluntary. The owners of YouTube have to opt-in to the program.

It is by invitation only right now. The owners of YouTube doesn`t want different people to build channels for the sole purpose of raising money. They wouldn`t make money but it will dilute the effect if every channel has a «support me» button. The opposite is happening right now.

TYTFanFund

Let`s say you pay $10 for a video you were looking at. The one you are a fan of will make $9,29, and the rest ($0,71) are fee, so YouTube gets a small percentage of the Fan Funding Payment amount. Oh, by the way; you can`t transfer by PayPal. You must transfer by Google Wallet. Of course.

And this is only for U.S, Mexico, Australia and Japan right now. Remember; you can`t ask for charity or political donations and you can`t ask people to fund a specific project. Now, you can start to fund strangers so they can live their dreams.

Some people will probably stop working and work with the new videos fulltime and this will help a lot of vidders out there. This will take off in a very short period of time. I think it will be open for other people at the end of this year.

 

Reports today;
08:15 a.m USD ADP Non-farm employment change
08:30 a.m EUR ECB Press Conference
08:30 a.m USD Trade balance
08:30 a.m USD Unemployment Claims
08:30 a.m USD Revised Nonfarm Productivity
10:00 a.m USD ISM Non-manufacturing PMI
11:00 a.m USD Crude Oil Inventories
12:30 p.m USD FOMC Member Mester speaks
07:00 p.m USD FOMC Member Powell speaks
08:15 p.m USD FOMC Member Fisher speaks
09:00 p.m USD FOMC Member Kocherlakota speaks

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by | September 3, 2014 · 2:05 pm

The Internet of Things (IoT)

I`ve always said to myself; «you don`t need things», but new things are coming in every day, week and month, and they all end up in the basement. I can tell you a little secret; my basement is packed! What am I gonna do with all the things I have down there?

Well, I can start a museum. In six days, I will have a new phone and that is a brand new iPhone 6. But, what about iPhone 1.2.3.4. and 5? And what about all the flat TV screens I have down there? And so many laptops. Computers, harddisc`s, old PC screens and my first iPod?

IoT2

All this is a part of an evolution. The big business today is The Internet of Things (IoT) and that is a vision. Most of the people have smart phones, but now everything will be smart things. We will be surrounded with smart phones, smart cars, clothes, homes, offices, streets and cities.

What is the concept Internet of Things (IoT)?

The Internet of Things (IoT) refers to the interconnection of uniquely identifiable embedded computing-like devices within the existing Internet infrastructure. IoT is expected to offer advanced connectivity of devices, systems and services that goes beyond machine-to-machine communications (M2M) and covers a variety of protocols, domains, and applications.

IoT can refer to a wide variety of devices such as heart monitoring implants, biochip transporters on farm animals, automobiles with built-in sensors, or field operation devices that assist fire-fighters in search and rescue. Current market examples include smart thermostat systems and washer/dryers that utilize wifi for remote monitoring.

This is big business. According to Gartner, there will be nearly 26 million devices on the Internet of Things by 2020. ABI Research estimates that more than 30 billion devices will be wireless connected to the Internet of Things (Internet of Everything) by 2020.

Per a recent survey and study done by Pew Research Internet Project, a large majority of the technology experts and engaged Internet users who responded (83 percent) agreed with the notion that the Internet/Cloud of Things and embedded and wearable computing will have widespread and beneficial effects by 2025.

It is, as such, clear that the IoT will consist of a very large number of devices being connected to the Internet.

Ambient intelligence and autonomous control are not part of the original concept of the Internet of Things. Ambient intelligence and autonomous control do not necessarily require Internet structures, either. However, there is a shift in research to integrate the concepts of the Internet of Things and autonomous control.
In the future the Internet of Things may be a non-deterministic and open network in which auto-organized or intelligent entities (Web services, SOA components), virtual objects (avatars) will be interoperable and able to act independently (pursuing their own objectives or shared ones) depending on the context, circumstances or environments.
Embedded intelligence presents an “AI-oriented” perspective of Internet of Things, which can be more clearly defined as: leveraging the capacity to collect and analyze the digital traces left by people when interacting with widely deployed smart things to discover the knowledge about human life, environment interaction, as well as social connection/behavior.

Physical objects will be connected to the internet and be able to identify themselves to other devices. The physical world is becoming one big information system. This is all great innovation with big opportunities, but it can also be a big mistake.

MIT professor Alex Pentland has written extensively about privacy, data ownership and data control. George Orwell was not creative enough when he wrote «1984».

 

Reports today:

10.00 a.m   USD   Factory Orders

02.00 p.m   USD   Beige book

 

Disclaimer: The views expressed in this article are those of the author and may not reflect those of Shiny bull. The author has made every effort to ensure accuracy of information provided; however, neither Shiny bull nor the author can guarantee such accuracy. This article is strictly for informational purposes only. It is not a solicitation to make any exchange in precious metal products, commodities, securities or other financial instruments. Shiny bull and the author of this article do not accept culpability for losses and/ or damages arising from the use of this publication.

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by | September 2, 2014 · 2:14 pm

Cash is NOT King

The money as we know it, will disappear. All the cards we use today will also disappear. In the future, we will transfer with digital currency. Bitcoin is just the beginning. They have been on the marked for six years and many will follow. Ecuador seems to be the next.

Wallet-with-Money

But what will happen if the money disappear? Will the Federal Reserve still print money? And what is really money? It`s not what you think it is. Today`s money is a payment transfer system, known as checking.

The presumption is that money is in the bank and is transferred to someone by means of writing a check. That is where the greenback comes in, for it is presumed to be the money one is transferring. The greenback today is the Federal Reserve Note. It is the paper we carry in a wallet and call «cash». We have two kinds of money; the check that is not money and the greenback that is money.

So, what is greenback? It got its name in President Lincoln`s administration. It is a pejorative term in that it was scorned by banks, which paid only part value for it when presented by clients. History had been unkind to the paper money put out by the Continental Congress during the Revolution against England.

To downgrade something, one might say, «not worth a Continental.» The Continental Congress had no taxing authority; so, any paper money it issued could not command payment of a commodity without risk.

History text do not say that the true greenback was as good as gold, until banks persuaded the U.S Senate to strip it of its legal tender feature. The Treasury authorized issue of $150 million of legal-tender notes on February 28, 1862 for payment of all debts public and private. The vote in Congress was 93 to 59. These greenbacks never lost their value against gold coin.

The President in Ecuador, Rafael Vicente Correa Delgado want to quit the money in the Republic of Ecuador and start with digital currency. They have not yet the technical details, but say it will not be like Bitcoin.

Refael Correa was officially declaired President of Ecuador on 4 December 2006 by the country`s electoral court. He say that the socialism will continue. The Ecuadorian people voted for that. We are going to continue the fight to eliminate all forms of workplace exploitation within our socialist conviction; the supremacy of human work over capital, he says.

Correa has criticized the neoliberal policies of pervious presidents, particularly former president Mahuad`s adoption of the U.S dollar as Ecuador`s domestic currency in 2000. He has characterized dollarisation as a «technical error» which has effectively eliminated Ecuador`s ability to set its own currency and exchange policy.

Ecuador`s relationship with the United States has deterrorated considerably in recent years, since Correa took office in Ecuador, mostly due to his Correa`s growing relationship with Cuba, Venezuela, Bolivia and Iran and also his public criticism of the Foreign Policy of the United States.

Last year, Ecuador announced that it will auction more than three million hectares of Amazonian rainforest to Chinese oil companies. The indigenous people inhabiting the land protested the deal, but Ecuador`s Shuar People`s women`s leader, Narcisa Mashienta, said that the government lied when claiming that the people would have given their consent.

The NGO Amazon Watch claims that the reason for the projects is the governments 7 billion dollar debt to China and the desire to get Chinese funding to build a 12,5 billion dollar oil refinery. In fact; they are not talking about dollar debt but a new digital currency debt very soon.

Ecuador is probably not the only one to start with a new digital currency. In addition; many will start to pay and transfer electionically by phone which means the greenback money will disappear. In the future; it will be difficult to say; Cash is King.

Reports today:
10.00 a.m USA ISM Manufacturing PMI

 

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Disclaimer: The views expressed in this article are those of the author and may not reflect those of Shiny bull. The author has made every effort to ensure accuracy of information provided; however, neither Shiny bull nor the author can guarantee such accuracy. This article is strictly for informational purposes only. It is not a solicitation to make any exchange in precious metal products, commodities, securities or other financial instruments. Shiny bull and the author of this article do not accept culpability for losses and/ or damages arising from the use of this publication.

 

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by | September 1, 2014 · 1:00 pm

Your Phone is your wallet!

It is a nightmare to walk around with all this physical cards in the wallet, like debit cards, credit cards and all the gift cards. What if we can store all this things in a phone? What about all the paper money and coins that is growing in your wallet like a balloon in your pocket? Do we need this?

Google giftcards

Google and Apple is one of my favorite companies in this universe, with high degree of innovation. Google demonstrated the new Google Wallet at a press conference on May 26, 2011, but it was released for the U.S market only on September 19, 2011.

Google Wallet is a mobile payment system that allow its users to store debit cards, credit cards, loyalty cards and gift cards among other things, as well as redeeming sales promotions on their mobile phone.

The integration of Google Wallet and Gmail allows users to send money through Gmail attachments, and this reminds me like PayPal. You can simply send money to your friend with a simple email address. It can`t be more easy.

I`m not in doubt, this wireless payment solution is a product for the future, but so far it`s not a big hit in the U.S. The service works with the 300,000 plus MasterCard PayPass merchant locations, with Visa licensing their Visa PayWave system to Google for use in Wallet as of September 20, 2011.

Google is probably not the right company for this business? It is a great business in China, so we know it works out there. Apple is probably the right company to do something with that. They are the right company to fix it.

Apple will launch its new iPhone 6 on September 9, and it will feature NFC (Near Field Communication), according to rumors. Apple`s biggest post-PC rival Google is already implementing NFC for wireless payment.

There is a huge difference between Google and Apple. First of all; Apple has much more phone users than Google, and they already hosts millions of credit cards and processes billions of dollars worth of transaction through its mobile application and content store.

Apple can implement the new wireless system on its hundreds of brick and mortar stores and give users a big reason to sign up for the new system. They can lauch some promotions in the stores to attract more NFC transactions.

Apple have a big opportunity as a marketing platform by generating advertising revenue from customer brands wanting to reach shoppers while in a store. Itunes accounts have been used in Apple`s marketplace, but is very tiny compared to the vast retail market.

Tesla`s CEO Elon Musk`s «baby» and now eBay`s Paypal and Square will be challenged. PayPal is still very popular, many thanks to a large pool of merchants that supports the system. Square which recently introduced money transfer through text messaging will probably lose some market share in the future.

The U.S consumers has not yet adopted the Google Wallet, and Apple`s success with their wireless transaction system will largely depend on the acceptance of the retail industry. A group of chains has formed a company in 2012. One of them is Wal-Mart Stores Inc, and they will try to build a mobile-payment system which is not yet released.

Apple seems to cooperate with Visa, MasterCard and American Express, but this is still rumors. I will wait for some more news on September 9. Anyway; wireless money transaction is a lucrative business. The whole world is built on money transactions.

 

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by | July 4, 2014 · 2:32 pm

Summertime!

 

Thank god it`s friday! Thank god it`s summertime! Shinybull will take a break and enjoy the summer, and this summer will be awesome. There is only 8 teams left in the World Cup, and later today half of them will fight. First out is Germany against France. Later today we will see Brasil against Colombia.

world cup

 

The quarter-final in Fortaleza between Brazil and Colombia is more like a match between Brazil`s Neymar, who has driven Brazil forward with four goals, and Colombia`s biggest star and goal-getter Rodriguez.

I will miss two big players from both teams. Colombia have cruised to the quarter-finals despite the heartbraking loss of Radamel Falcao. One of Brazil`s biggest hero Luiz Gustavo leaves a hole in the quarter-final against Colombia today as he have two yellow cards.

During four games, Gustavo ran more than a marathon. He ran 46,1 km and 6km more than Nymar. More surprisingly; Gustavo ran 16,3 km with the ball at his feet. He also recovered the ball 34 times, and that is the fourth highest total in the World Cup so far.

It is easy to understand why Brazil`s coach Luiz Felipe Scolari and the Brazilians are fretting so much about how to replace him. Scolari have an idea of bringing in Maicon for Dani Alves to make the team`s right side more robust. The playmaker James Rodriguez will need attention while Brazil will have to handle Colombia`s taste for exploring the flanks, something even more tempting when up against Brazil`s full-backs. Scolari consider to switch to a 3-5-2 formation.

Colombia have won just two of their 25 previous games against Brazil and have never defeated them on Brazilian soil. Brazil are unbeaten in 41 successive home matches. James Rodriguez has scored in each of his last six appearances for Colombia. It`s all set up for a great match today.

TETRRF-00024113-001

What will the trading activity be today as we have two big soccer matches on the screen, in addition to a BBQ party and celebrating 4th of July? The story starts in 1775 as people in New England started their fight against the British for their independence.

Then on July 2, 1776, the Congress secretly started its voting for independence from Britain. After that on July 4, 1776 Declaration of Independence was published. But on July 8, 1776 the first public reading of the Declaration of Independence was done. Declaration of Independence was then signed on August 2, 1776.

The first Independence Day was celebrated with parade show, games, guns fires, bells, bonfires throughout the United States. By that time, till 1791 the term Independence Day was not used. But it`s more to come.

TdF

Tour de France starts tomorrow, and I really look forward to the next three-weeks with Tour de France on the screen. The big question is; Will Team Sky win for the third time in a row? Last time the winner was Chris Froom. In 2012, the winner was the British Bradley Wiggins. Both from team Sky.

Alberto Contador seems to be in good shape, and we will probably see some wildcards we didn`t think about. It all begins tomorrow with a road stage from Leeds to Harrogate, while the peleton remains in Yorkshire the following day with a stage from York to Sheffield.

The third and final British leg of the 2014 Tour will be between Cambridge and London on July 7, before the riders proceeds to France via Eurostar. Defending champion Chris Froome will start along with Vincenzo Nibali (Astana), Alberto Contador (Saxo Bank) and Alejandro Valverde (Movistar). However there is no place for Team Sky`s 2012 race winner Bradley Wiggins.

Peter Sagan (Cannondale), Marcel Kittel (Argos Shimano) and Mark Cavendish (Omega Pharma Quickstep), are expected to fight it out for the green points jersey. I expect Alexander Kristoff (Katusha) to be an outsider. Alexander`s stepfather got him interested in cycling rather than soccer. Wow!  It`s headed for a great summer!

Disclaimer: The views expressed in this article are those of the author and may not reflect those of Shiny bull. The author has made every effort to ensure accuracy of information provided; however, neither Shiny bull nor the author can guarantee such accuracy. This article is strictly for informational purposes only. It is not a solicitation to make any exchange in precious metal products, commodities, securities or other financial instruments. Shiny bull and the author of this article do not accept culpability for losses and/ or damages arising from the use of this publication.

 

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