Tag Archives: Google wallet

Apple`s iPhone 6 live today

Today is the day for all Apple fans in the world. Apple is going to release a brand new product live at 10 a.m PDT (Pacific Daylight Time) today. Right now, it is only 5 hours left to the big Apple live event, and this is a big and important day for CEO Tim Cook.  No one knows what the news is, but rumours are that Apple will release a brand new iPhone 6.

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If you want to see the video live, you can simply go to this link: http://www.apple.com/live/

It is a countdown on this site and you can see all the great news from Apple on this live show. Some people say that Apple will launch a brand new iWatch in addition to their new iPhone 6. That sounds strange to me. Anyway; I am waiting for Apple`s Wallet.

What`s so special with the new iPhone 6? Rumours suggest upgrades on battery, camera and processor. According to Digi Wo, Apple will use the Sony Exmor RS IMX220 sensor in the next generation iPhone.

It comes with 108op video recording and has a 13MP, 1/2.3-inch sensor. This is the same sensor since Iphone 4S. Apple is not the first with 13MP+ cameras. Sony, LG and Samsung have been using cameras with 13MP+ since last year. Nokia`s Lumina 1020 has the highest megapixel count among smartphones. They have 41MP!

The next generation A8 processor chip will be smaller in size and much faster, which is to be seen on the new iPhone 6. The new processor will be more energy-efficient compared to iPhone 5S.

Rumours say that the battery capacity of the 4,7-inch iPhone will increase. It will run a 1,810mAh battery. That`s much better than iPhone 5S`s 1,56mAh battery and iPhone 5`s 1,44 omAh battery, but it doesn`t mean a better battery life for iPhone 6, because the smart phone require more capacity to run with the extra screen size.

Iphone 6 is said to have a sapphire glass display, redesigned looks, 6,2mm thickness, solar charging and NFC.

Other rumours say they will release an iWatch, in addition to the two new iPhones (a 4,7- and 5,5-inch iPhone 6). That`s probably why Apple have invited fashion journalists to their brand new iPhone 6 launch event.

Apple are not pioneers to the wearable game as Samsung and Google are just a few names already pumping out smart watches and glasses of every shape and size, so Apple are relatively late to the wearable game.

History tells us that Apple has being a latecomer in the name of getting a product right, and such could be the case with the iWatch. I wrote about it last week. Nor is Apple the first to launch a brand new wallet. Google have been on the market for years with their Google Wallet, but Apple is probably the right company to make a real take off?

It`s not the smartest thing to be the fist on the market sometimes. Being nr. 2 is cheaper and sometimes better. Timing is the key. Apple is a smart company with smart products.

 

Disclaimer: The views expressed in this article are those of the author and may not reflect those of Shiny bull. The author has made every effort to ensure accuracy of information provided; however, neither Shiny bull nor the author can guarantee such accuracy. This article is strictly for informational purposes only. It is not a solicitation to make any exchange in precious metal products, commodities, securities or other financial instruments. Shiny bull and the author of this article do not accept culpability for losses and/ or damages arising from the use of this publication.

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Your Phone is your wallet!

It is a nightmare to walk around with all this physical cards in the wallet, like debit cards, credit cards and all the gift cards. What if we can store all this things in a phone? What about all the paper money and coins that is growing in your wallet like a balloon in your pocket? Do we need this?

Google giftcards

Google and Apple is one of my favorite companies in this universe, with high degree of innovation. Google demonstrated the new Google Wallet at a press conference on May 26, 2011, but it was released for the U.S market only on September 19, 2011.

Google Wallet is a mobile payment system that allow its users to store debit cards, credit cards, loyalty cards and gift cards among other things, as well as redeeming sales promotions on their mobile phone.

The integration of Google Wallet and Gmail allows users to send money through Gmail attachments, and this reminds me like PayPal. You can simply send money to your friend with a simple email address. It can`t be more easy.

I`m not in doubt, this wireless payment solution is a product for the future, but so far it`s not a big hit in the U.S. The service works with the 300,000 plus MasterCard PayPass merchant locations, with Visa licensing their Visa PayWave system to Google for use in Wallet as of September 20, 2011.

Google is probably not the right company for this business? It is a great business in China, so we know it works out there. Apple is probably the right company to do something with that. They are the right company to fix it.

Apple will launch its new iPhone 6 on September 9, and it will feature NFC (Near Field Communication), according to rumors. Apple`s biggest post-PC rival Google is already implementing NFC for wireless payment.

There is a huge difference between Google and Apple. First of all; Apple has much more phone users than Google, and they already hosts millions of credit cards and processes billions of dollars worth of transaction through its mobile application and content store.

Apple can implement the new wireless system on its hundreds of brick and mortar stores and give users a big reason to sign up for the new system. They can lauch some promotions in the stores to attract more NFC transactions.

Apple have a big opportunity as a marketing platform by generating advertising revenue from customer brands wanting to reach shoppers while in a store. Itunes accounts have been used in Apple`s marketplace, but is very tiny compared to the vast retail market.

Tesla`s CEO Elon Musk`s «baby» and now eBay`s Paypal and Square will be challenged. PayPal is still very popular, many thanks to a large pool of merchants that supports the system. Square which recently introduced money transfer through text messaging will probably lose some market share in the future.

The U.S consumers has not yet adopted the Google Wallet, and Apple`s success with their wireless transaction system will largely depend on the acceptance of the retail industry. A group of chains has formed a company in 2012. One of them is Wal-Mart Stores Inc, and they will try to build a mobile-payment system which is not yet released.

Apple seems to cooperate with Visa, MasterCard and American Express, but this is still rumors. I will wait for some more news on September 9. Anyway; wireless money transaction is a lucrative business. The whole world is built on money transactions.

 

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